Mortgage pre-qualification helps you
understand how much home you can afford and puts you in control of your
home-buying process. Pre-qualification is the first step in your home
buying journey.
Narrow your search by knowing exactly what you can afford
The goal of the mortgage pre-qualification process is to learn how
much home you can afford. It’s important to know this information before
you begin researching homes for sale. First Heritage will collect some
basic financial information from you, along with some other questions
about your situation.
Send a message to sellers that you're ready to buy
A mortgage pre-qualification from First Heritage will offer proof to
sellers and real estate agents that you have been working with a
mortgage lender and are ready to buy. First Heritage will provide you with
a pre-qualification letter to show evidence that you are working with a
trusted lender.
Speed up the home loan approval process
Once First Heritage has completed your pre-qualification, we have a
picture of your financial situation, and we know what we’ll need from
you to start your application process. Pre-qualification is a sort of
“head start” in the application process. The First Heritage team will
guide you through the process of securing your mortgage approval once
you find a home and are ready for this step.
Get Started with your Home Mortgage Pre-Qualification
Entering your information should take you under 10 minutes to
complete. A mortgage specialist will contact you within one business day
after submission to provide additional information on next steps.
All credit subject to review and approval.